Group insurance is a bulk policy that covers the employees of an organization as well as their families. Usually, the family includes the spouse, children up to 25 years, and dependent parents. Some insurers charge an additional premium for covering the family as beneficiaries.
The insurers create tie-ups with popular hospitals that provide specialized treatment facilities. If you get your treatment from a network hospital, you only have minimum paperwork while using the cashless facility.
The policy covers all expenses related to the diagnosis and treatment of your disease or injuries sustained due to accidents.
Yes! You can get a comprehensive health cover along with the COVID-19 treatment if you buy the Star Group Health Insurance policy through Plum’s Website.
The policy allows the following under claims room charges, fees paid to specialists, consultants, surgeons, etc.
Tests conducted during the examination as well as daycare procedures, medicines prescribed for the treatment, ambulance charges, pre-hospitalization expenses up to 30 days, post-hospitalization expenses up to 60 days, cost of specialized treatments with the help of modern technology (up to the prescribed limits only), hospital cash for daily expenses within the hospital premises.
Treatment availed for the following is covered under the medical policy:
a) If policy beneficiary contracts a disease or suffers an illness
b) If they sustain an injury on the body due to accident